Sarana Multigriya Finansial (SMF) Jobs: Graduate Development Program (GDP)

SMF LogoPT. Sarana Multigriya Finansial (Persero), hereinafter referred to as “SMF” or “Company” was established on 22 July 2005 by Indonesian government as a secondary mortgage institution. The main objective of the establishment of the Company is to build and develop the Secondary Housing Financing Market (PPSP) in order to increase public capacity and sustainability of affordable housing financing.
In 2006, SMF disbursed its first loans to a number of mortgage lenders, including commercial banks, sharia banks, regional development banks and finance companies.
During 2019, the Company carried out a number of tasks and responsibilities related to its specific assignments as a Special Mission Vehicle (SMV) of the Indonesian Ministry of Finance, among other things including the launch of iB SMF-Post-Disaster Home Ownership Loan (KPR) Products for State Civil Servants (Aparatur Sipil Negara / ASN), opening KPR access for unbankable community groups. In this latter case, SMF and Grab Indonesia have agreed on a KPR financing cooperation scheme for Indonesian Grab online drivers so that they get the same opportunities as other communities to obtain decent housing at an affordable price. Then, SMF has also distributed homestay financing through a partnership program in the Priority Tourism Destinations (DPP) which in 2019 was given to Samiran Tourism Village (Boyolali-Central Java) and Nglanggeran Tourism Village, Yogyakarta. In addition, the Company has also carried out a house renovation program in the slums which this year focuses on Pontianak City, West Kalimantan.
Through various realization of programs and activities that have been designed and implemented by SMF on an ongoing basis each year, the Company hopes that the contribution and benefits provided by SMF stakeholders can continue to increase, especially in supporting decent and affordable home ownership for every Indonesian family. This commitment has been confirmed as the vision of the SMF for the people of Indonesia.
We are hiring!. Are you our next Graduate Development Program generation?

Graduate Development Program (GDP)

GDP is an education and training program that is focused on forming strong leaders who have personalities that are in line with the Company values.


  • University graduates with university and department accreditation grade A
  • Minimum GPA is 2.80 out of 4.00 scale
  • Has no work experience more than 2 years since graduating college
  • Maximum age 25 years old for Bachelor degree and 28 years old for Master degree
  • Good health and well-behaved
  • Not married (willing not to nor marry during the program)
  • Minimum TOEFL score 500
  • Make a self-introduction video & reason why joining the GDP program using English with maximum duration 3 minutes
  • Passed the selection stage carried out by the SMF Selection Team and willing to be placed throughout the Company's work unit
Send your CV to email address below with the subject: GDP, no later than August 7, 2020.
Recruitment process is free of charge. Beware of recruitment scam.



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