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Today Bank Muamalat provides services to approximately 4.3 million customers through 457 service offices in all 34 provinces in Indonesia and supported by a network of service outlets in over 3,700 System Online Payment Point (SOPP) at PT POS Indonesia and 1,958 Automated Teller Machine (ATM ). Customer accessibility is greatly improved through our Shar-E Gold debit card that are accepted for purchase transactions, free of charge, at million of merchants in of the world.